LIFE INSURANCE

There may be no greater thing you can do for your financial well-being than a current review of your Life Insurance needs. Unfortunately, most people don’t understand their policies well enough to easily explain it to someone else. You should understand what you own and how it works.

We’ll review your existing policies to make sure they are still serving your current and future needs.  If you don’t have Life Insurance, we’ll educate you on the different plan designs and help you choose a plan that fits your unique situation.

There are a number of life insurance options available today.  Some are simply there to pay for ‘Final Expenses.’  Others may have additional ‘living benefits’ to help pay for long term care expenses, should the need arise. And for many wealthy individuals, life insurance is used to leverage idle dollars for a much larger face amount that will pay out tax free to their beneficiaries or transfer to their estate.