Medicare For many people I meet, understanding Original Medicare and choosing an insurance plan that goes with it can be a somewhat confusing if not, overwhelming task. My father was a teacher, and my mother was a nurse, and you could say, “I like to help people by educating them.” Whether you are just turning 65, new to Medicare, or…
Retirement Income When I first started in the insurance and financial industry over 20 years ago, most of the people I sat with were saving and planning for a future day that they hoped someday would come…. Retirement! Of course, we know that retirement is not really an age. It means 'stop-working', not 'stop living'. Living well in retirement often…
Life Insurance There may be no greater thing you can do for your financial well-being than a current review of your Life Insurance needs. Unfortunately, most people don’t understand their policies well enough to easily explain it to someone else. You should understand what you own and how it works. We’ll review your existing policies to make sure they are…
Long Term Care Nearly 70% of retirees will need some type of long-term care, according to the U.S. Department of Health & Human Services. And yet, most people have no plan in place to cover it. What is Long Term Care Insurance? Long-term care insurance (LTC or LTCI), an insurance product that helps provide for the cost of long-term care…
